Know if your business is insurable. Before your insurer does.
20 questions built around what underwriters at Coalition, Chubb, and AXA actually look for. Get your readiness score instantly — free.
🔒 No account required. Your answers stay in your browser.
How CyberInsureReady works
Three steps from unknown to insurable
Free Assessment
20 questions across 5 underwriting domains. Built around what insurers actually ask during application. Takes 5 minutes.
Your Readiness Score
Instant score across Identity, Endpoint, Email, Backup, and Incident Response. See exactly where you stand with insurers — for free.
Readiness Report
Full gap analysis, prioritised fixes, and broker-ready language. Download in PDF + Word and share directly with your broker.
Why cyber insurance is harder than it used to be
Insurers have paid out billions in ransomware and business email compromise claims. The bar for coverage has moved — significantly.
More Businesses Are Being Declined
Insurers are declining applications or adding exclusions for businesses that can't demonstrate basic controls. The gap between insurable and uninsurable is a handful of technical measures.
Premiums Reflect Your Controls
Businesses with strong controls pay significantly less. Premium differences of 30–100% are common between insurable and underprotected businesses applying for the same cover.
Underwriters Ask These Exact Questions
Coalition, Chubb, AIG, and Beazley all ask about MFA, backups, email security, and incident response. Our assessment maps directly to their application forms.
Get Ahead of the Process
Know what they'll ask before you apply. Fix the gaps. Go into the application with confidence — and come out with better terms.
Simple, honest pricing
The assessment is always free. Pay only when you need the full report.
Free Assessment
$0
Frequently asked questions
Why is cyber insurance so expensive now?
Insurers have paid out billions in ransomware and BEC claims over the past five years. They now require businesses to demonstrate specific technical controls before they'll quote — and price based on what they find. Businesses that can't show MFA, tested backups, and an IR plan are paying 30–100% more, or being declined entirely.
Is the assessment really free?
Yes, completely. 20 questions, instant score, top 3 insurer risk flags — all free, no account required. We only charge if you want the full readiness report with gap analysis and prioritised fixes.
What's in the readiness report?
A full gap analysis across all 5 underwriting domains, with prioritised fixes ranked by insurer impact. It covers exactly what underwriters look for — in language your broker and finance team will understand. Comes as a PDF and Word document so you can share it or edit it.
Can I share the report with my broker?
Yes — that's the point. The report is specifically designed to be shared. It frames your security posture in the language brokers and underwriters use, and makes it easier to have a productive conversation about coverage, limits, and what to fix first.
Also in the suite
Complete your compliance picture
Three more free assessments — covering every framework Australian businesses need.
Ready to find out if your business is insurable?
5 minutes. Free. No account required.
Start Free Assessment